What is Chip's investment platform?

Chip's investment platform gives you the freedom to invest in a range of investment funds. We’re offering funds from some of the largest fund managers in the world, BlackRock, L&G and Vanguard. Our aim is to bring you multi-asset investments that will put your money to work in a wide range of global markets, sectors and industries.

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However, it’s important to bear in mind that investing is different from savings, your capital is at risk, and you might get back less than you put into an investment fund.

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‍That being said, investing in funds is generally less risky than trading individual shares, and offers something of a compromise between the low-risk/low-return safety of a savings account and the high-risk/high-return world of investing in individual shares.

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In general terms, over the long term (by which we mean 5-10 years or longer), your returns should be higher than you’ll get from savings interest, although this is not guaranteed. By spreading your investment across a wide variety of equities and bonds, your exposure to the market is much broader than if you were investing in a single company. All you need to get started is your National Insurance number.

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Although not suitable for everyone, we believe that the benefits of investing should be available to all, not just the super-wealthy.

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You can invest in the investment funds either through the Stocks & Shares ISA or the General Investment Account.

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*When investing, your capital is at risk. The value of your investments can go down as well as up, and you may get back less than your original investment.

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Seccl Custody Limited is the ISA Manager for the Chip Stocks and Shares ISA.  Fund Management charges apply. ISA limits apply. Invest £20k per tax year. Chip does not provide tax or financial advice. Tax treatment depends on individual circumstances and may be subject to change in the future.

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GIA proceeds are potentially taxable, subject to any annual exemption that may apply.  ‍

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Need further help?

If you have any further questions, get in touch with our support team using the in-app chat (this can be found in the Contact us section on the Profile tab) or by email at hello@getchip.uk for further help.